Today marks a major win for crypto adoption in the real world — the US Federal Reserve has officially ordered mortgage providers to recognize cryptocurrency as a valid asset when evaluating mortgage applications.

This is more than just good news — it’s a potential game-changer for crypto holders and financial institutions alike.

Here’s what it means 👇

🔍 What Happened

As reported by ForexLive, the Federal Reserve issued updated guidance that requires lenders to include crypto holdings (such as Bitcoin, Ethereum, or stablecoins) in a borrower’s asset profile.

This means if you hold crypto in a wallet or on a regulated platform, it can now help you qualify for a mortgage, much like stocks, savings, or retirement accounts.

While final guidelines for risk assessment are still rolling out, this is a first-of-its-kind move from a major central bank.

💡 Why It Matters

This is a huge leap toward mainstream integration of crypto into personal finance.
Here’s why it matters:

• Crypto = real asset in the eyes of regulators and banks

• Opens the door for crypto-based lending, refinancing, and DeFi integrations

• Encourages long-term holding as a legitimate wealth strategy

And most importantly — it bridges the gap between Web3 wealth and real-world utility.